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Finance

Debt limit simplified

Here’s a concise, easy to comprehend explanation of the problem that no media outlet of political campaign could manage. That could be because of sheer stupidity or out of step with an agenda. I think it’s a little of both.

Getting ready for a frugal 2011

Most of us have been through though times over the last few years. Even with the potential of a better year ahead, a few really lean years of deferred maintenance on just about everything in our lives that wasn’t completely broken or could be done without can create a real backlog of expenses.

With a little luck, the year ahead may just provide an opportunity to catch up on all the things that are or soon will be screaming for attention. At least for me, that list is already long and seems to grow with each passing day. Even if I’m doing better, taking care of old business I’ve put on hold will require my the frugal living to continue for some time to come.To shorten my to do list more quickly, I’m always looking for new ways to improve upon my frugality while staying focused on improving my income.

Ken Rockwell offered some sage advice on how to afford anything a couple of years ago for photographers that anyone will find useful. The average photographer earns a very modest income from a business that demands a huge investment in equipment that constantly needs updating.  Ken’s managed to keep up to date through the leanest of years. None of it is rocket science, but it does require discipline. Being more disciplined is also part of my planned 2011 reboot. What about you?